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Frequently Asked Questions

How much do I need down?
You will need to put 10% - 30% down depending on the price of the vehicle you choose. $0 down is possible for those with a little better credit! 

How much will my payment plan be?
The finance company we're associated with is in the business of helping people rebuild their credit. They would never put a customer on a payment plan they could not afford. Based on the information you provide us, the credit system will compute a payment plan to fit your budget. 

What do I need to bring with me?
Names and addresses of 8 references - 5 of them should be family members, if possible (only one name per address):

  • Your 2 most recent paycheck stubs
  • Valid driver's license
  • Utility bill in your name, preferably your complete cell phone bill or complete home phone bill
  • Copy of your most recent checking/savings account statements (if you do not have either, we will take care of that here)
  • Title of trade in/cash down payment

Everyone else has turned me down. Why will you be any different?
We have partnered with national lenders, So we can offer loan Approval regardless of your past credit history. Together with our lender, we have helped thousands of financially troubled customers get quality vehicles at a price and payment they could afford. 

What if something breaks down on my car and I can't afford to fix it?
We have warranty coverage available on almost every car up to the full length of the loan. 

Will I need full coverage Insurance?
yes, you will need full coverage insurance to protect you and the lender! 

How long does it take to be approved? How soon can I get a car?
Once you complete the credit application, it takes approximately five minutes for your approval to process.